Who Is Really Disrupting The Insurance Industry? And What You Can Learn from Munich Re’s Journey

An SMA Research Report

Deborah M. Smallwood, Senior Partner
Karen Pauli, Principal
Publication Date:
July 11, 2018
Number of Pages:
$995.00 USD

“Disruption” is frequently an emotionally charged word. In today’s InsurTech-infused world, it has become a word that is most frequently associated with “aspiration versus reality.” Many external forces have been at work within the insurance industry since the financial services crisis in the 2008-2009 time frame, and one of the most profound impacts has been the availability of vast quantities of capital. Primary insurers have reaped the benefits. And reinsurers have suffered market turbulence. Munich Re rose out of the fray and chose to follow many non-traditional paths inspired by digital innovation and a thirst for transformation in the name of relevancy. This SMA research brief provides a view into the journey taken by Munich Re that earned them the title of industry disruptor. What characteristics has Munich Re drawn upon to reach this status? And what lessons can be learned?


20180711 MunichRe Report