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Viewing entries written by Mark Breading

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What’s the Best Approach to the Small Commercial Market?

August 23 2019 | Mark Breading

The small commercial insurance market is hot – there’s no doubt it. In fact, the entire small business environment is quite active, with around 11 million businesses that employ less than 20 people, according to the US census bureau, and another 6 million with between 20 and 500 employees.

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InsurTech in 2025: Will it Fade or Dominate?

August 02 2019 | Mark Breading

Say what you will about the InsurTech movement; it still seems to be chugging along quite nicely.  InsurTech has had its ebbs and flows since emerging out of the FinTech movement in the 2012/2013 timeframe. And at various points, pundits have been eager to pronounce the movement dead.

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Winning in the Small Commercial Lines Segment

August 01 2019 | Mark Breading

Many commercial lines insurers recognize that there are great opportunities for growth in the small commercial segment. There is no question that the segment is hot and that the potential is there for increased business. So, many are rushing into the space or redoubling their efforts and focusing on small commercial.

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Are Personal Lines Insurers Investing in Foundational Technologies?

July 16 2019 | Mark Breading

The personal lines segment of the insurance industry is quite active today, with many initiatives and projects underway across the value chain. For many, the objective goes beyond incremental improvements to positioning the company for fundamental transformation.

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Insurance 2030: Preparing for Fundamental Change

July 01 2019 | Mark Breading

There is little doubt that the P&C insurance industry is transforming. The so-called disruption touted by InsurTechs and others has not hit full force, but there is a coming tsunami of change that will be driven by outside forces.

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Three Major Data Challenges in the Digital Era

June 18 2019 | Mark Breading

Data is powering the new economy and is the main driver behind much of the transformation of industry and society. According to multiple sources, 90% of the data in the world has been created in just the last two years.

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Google and Applied: Six Months In

April 19 2019 | Mark Breading

The insurance world was caught by surprise last October when Google’s Capital G investment arm announced a substantial investment in Applied Systems (north of $100M). It was seen by many as an endorsement of the independent agent (IA) channel.

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Musings on the Future of Autonomous Vehicles – And Practical Implications for Today

April 03 2019 | Mark Breading

What might a future world look like where all transportation is via autonomous vehicles? Although we might be decades away from this vision, there are useful insights to be gained for today’s strategies in thinking through the possibilities.

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P&C Personal Lines Insurers Focus on Transformational Initiatives

February 14 2019 | Mark Breading

Transformation in the property/casualty personal lines segment has been underway for some time as insurers position for success in the digital age. SMA has been tracking and supporting this transformation over the last decade and now observes an important shift in strategy.

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